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Services / Capital & Structuring

The structure is
built before the
capital conversation.

Five services for Indian businesses that are preparing for capital, navigating a structural constraint, or correcting a structure that has fallen behind the business.

5Services
IndiaPractice
AdvisoryOnly
In this section Financial Intelligence Retainer Investor Readiness Trade Finance Intelligence Private Credit Facilitation Cross-Border Structuring
01

Capital & Structuring

Financial
Intelligence
Retainer

Context is the priority. When the capital need arrives, the situation is already understood.

A retained advisory relationship providing ongoing capital intelligence, structured finance guidance, and market awareness. The retainer model prioritises context over response time. When a capital need emerges, there is no briefing period and no learning curve. The situation has already been understood.

Coverage includes regular review of the client's capital structure, monitoring of lender and investor markets within RBI and SEBI frameworks, early identification of funding windows, and guidance on instrument selection as situations develop. A thinking partnership with institutional depth and none of the overhead of an in-house function.

Pre-IPO capital placement is a named mandate context within this service: structuring and facilitating access to pre-listing capital for businesses preparing for a public listing in India, Singapore, or other exchanges, covering placement structure, investor sequencing, and documentation readiness ahead of the listing process.

Suitable for

  • Mid-sized businesses without a dedicated in-house finance or treasury function
  • Promoter-led companies preparing for a capital event 6-24 months ahead
  • Businesses navigating a structural transition: growth, acquisition, or restructuring
  • CFOs who need a credible external sounding board, not another intermediary

When to engage

When capital decisions are recurring rather than one-off, and when the cost of being unprepared in any single quarter exceeds the cost of the retainer. Most retainer relationships begin before a capital event, not during one.

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02

Capital & Structuring

Investor Readiness
& Capital
Preparation

Before the first investor meeting. Not during it.

Systematic preparation of an Indian business for capital conversations: documentation gaps, financial model weaknesses, narrative inconsistencies, and due diligence vulnerabilities addressed before the first meeting. Covers financial model review and reconstruction where required, information memorandum structure, business narrative development for investor audiences, and the sequencing of investor outreach.

Indian institutional investors and PE funds conduct structured due diligence. A business that arrives at the first serious conversation with its financials in order, its narrative clear, and its Companies Act and SEBI compliance clean moves faster and negotiates from a stronger position. The preparation that should have happened before is significantly more expensive to do after a rejection.

Suitable for

  • Indian businesses approaching institutional capital or PE for the first time
  • Promoters who have had investor conversations that did not convert and want to understand why
  • Companies planning a funding round 3-9 months ahead
  • Businesses whose financials are sound but whose presentation is not investor-grade

When to engage

Before the first investor meeting. The preparation that should have happened before is significantly more expensive to do after.

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03

Capital & Structuring

Trade Finance
Intelligence

The right structure, correctly presented, to the right counterparty.

Advisory on trade finance instruments, structures, and the lender and issuer markets serving Indian import-export businesses. Coverage spans Letters of Credit, Standby LCs, Bank Guarantees, and related non-fund-based instruments: their correct application, structuring requirements, documentation standards, and the counterparty landscape across Indian private and public sector banks.

Indian trade finance applications fail most often not on creditworthiness but on structure and documentation. The engagement ensures that when the client approaches their bank or a trade finance provider, they arrive with the correct instrument specified, correctly structured, and documentation in order under FEMA and RBI requirements.

This includes advisory on Trade Structured Finance (TSF) and structures conforming to the RBI Medium-Term Trade (MTT) framework for trade funding to Indian companies. Cross-border trade finance across India, Gulf, and Southeast Asia corridors.

Suitable for

  • Indian import-export businesses whose trade finance costs are higher than peers
  • Companies whose LC or BG applications have been declined or reduced without explanation
  • Businesses entering the India-Gulf or India-Southeast Asia trade corridor requiring instrument guidance
  • CFOs needing to renegotiate trade finance terms with existing banking relationships

When to engage

When a trade finance facility is being established, renegotiated, or has been declined. Before the bank conversation, not after it has gone wrong.

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"Structure before capital. Always."

Most Indian businesses arrive at a capital conversation before the structural work has been done. The result is a slower process, weaker negotiating position, and terms that reflect the business's unpreparedness rather than its actual strength. The two services below address the structural dimension directly.

07

Capital & Structuring

Private Credit
Facilitation

Capital outside the conventional banking system, for when conventional banking falls short.

Access to non-bank capital sources: family offices, private credit funds, high-net-worth capital pools, and institutional lenders outside the conventional Indian banking system. For businesses where bank finance is unavailable, has reached its limit, or is structurally misaligned with the funding requirement.

SKR Meridian does not lend, invest, or take positions. The engagement covers identifying the right capital source for the specific situation, structuring the approach correctly, and facilitating the introduction with appropriate context. A facilitated introduction from a credible advisor arrives differently than a cold approach or a relationship where the intermediary is compensated by the lender.

Acquisition and M&A financing is a named mandate context within this service: multi-layer capital structures aligned to a transaction, covering entry capital, integration financing, and post-close stability requirements.

Suitable for

  • Indian businesses that have exhausted conventional banking capacity and require additional capital
  • Situations where equity dilution is not preferred but capital is required
  • Bridge capital requirements: timing-sensitive, short-to-medium duration
  • Real estate, manufacturing, or infrastructure businesses with asset-backed borrowing capacity not reflected in bank limits

When to engage

When a funding gap exists and the conventional path has been exhausted or is unavailable on viable terms. Private credit is more expensive than bank finance and should be used precisely, not by default.

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08

Capital & Structuring

Cross-Border
Structuring

Capital structures that work across jurisdictions, not despite them.

Advisory on capital and holding structures spanning India and other jurisdictions: typically Gulf, Singapore, or Mauritius. Coverage includes holding structure design, inter-company flow architecture, repatriation planning, FDI structuring, and regulatory navigation across RBI, FEMA, and DPIIT requirements. For Indian businesses building outbound structures and for foreign businesses structuring inbound India investment.

Cross-border structures fail most often because they were designed for one jurisdiction and extended to others without reconstruction. Correcting a poorly structured multi-jurisdictional entity is significantly more complex and tax-sensitive than designing it correctly at inception.

Suitable for

  • Indian businesses establishing a Gulf or Southeast Asian holding or operating entity
  • Foreign businesses structuring inbound investment into India under FEMA and DPIIT guidelines
  • Businesses with existing multi-jurisdictional structures requiring review, rationalisation, or compliance correction
  • Founders planning a capital raise involving foreign investors requiring a specific holding structure

When to engage

Before the structure is built, where possible. The correction cost post-incorporation across two or more jurisdictions is a multiple of the advisory cost pre-incorporation.

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If the capital problem is clear, the conversation will be short.

Bring the situation as it stands: the requirement, the constraint, the timeline. That is sufficient to establish whether there is a path and what it looks like.

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